Mortgage & Buying
Rent vs Buy Calculator
Compare monthly rent against owning costs and estimated equity.
Inputs
Advanced batch toolsUpload CSV, download template, process many rows
Loan previewUpdates with the current inputs
8,750Buying advantage
Monthly mortgage$2,275
Owner net cost$144,153
Rent paid$152,903
Sale equity after costs$153,373
Buying advantage$8,750
Buying has the lower estimated net cost with these assumptions.
Monthly mortgage$2,275
Owner net cost$144,153
Rent paid$152,903
Sale equity after costs$153,373
Taxes, insurance, maintenance$57,500
What is this tool?
Rent vs Buy Calculator is a free mortgage & buying tool for buyers, owners, investors, brokers, and property researchers. It runs directly in your browser, so you can calculate, compare, export, and save common real estate outputs without creating an account.
Formula used
Buying net cost = cash paid to own - sale equity after selling costs Renting cost = rent over the comparison period with rent increases
When should you use it?
Use this calculator when you need a quick, repeatable workflow for rent vs buy decisions, property comparisons, loan planning, rental analysis, or India property documentation.
Common mistakes
Do not compare only rent and mortgage payment. Include down payment, equity, appreciation, transaction costs, taxes, insurance, and how long you will stay.
Frequently Asked Questions
- Is the Rent vs Buy Calculator free?
- Yes. The calculator is free and runs in the browser.
- Does this site store my inputs?
- No server is required for calculations. Saved runs use local browser storage only.
Related Real Estate Tools
Mortgage CalculatorHome Loan EMI CalculatorAmortization CalculatorMortgage Payoff CalculatorHouse Affordability CalculatorDown Payment CalculatorClosing Cost CalculatorRefinance Break-even CalculatorDebt-to-Income Ratio CalculatorProperty Tax CalculatorHome Insurance Estimate CalculatorHOA Fee Calculator