Mortgage Calculator
Estimate monthly mortgage payment, total interest, and total repayment.
Advanced batch toolsUpload CSV, download template, process many rows
$360,000 loan over 30 years, including estimated tax, insurance, HOA, and PMI assumptions.
What is this tool?
Mortgage Calculator is a free mortgage & buying tool for buyers, owners, investors, brokers, and property researchers. It runs directly in your browser, so you can calculate, compare, export, and save common real estate outputs without creating an account.
Formula used
Total monthly payment = Principal & interest + property tax + insurance + HOA + PMI Principal & interest = P x r x (1 + r)^n / ((1 + r)^n - 1)
Example calculation
A 450,000 home with 90,000 down leaves a 360,000 loan. The calculator estimates principal and interest, then adds tax, insurance, HOA, and PMI assumptions.
When should you use it?
Use this calculator when you need a quick, repeatable workflow for mortgage decisions, property comparisons, loan planning, rental analysis, or India property documentation.
Common mistakes
Treat the result as a planning estimate and confirm lender, tax, legal, insurance, registration, or local property rules before making financial decisions.
Frequently Asked Questions
- Is the Mortgage Calculator free?
- Yes. The calculator is free and runs in the browser.
- Does this site store my inputs?
- No server is required for calculations. Saved runs use local browser storage only.